General

Energy costs… our greatest financial grief

2018-10-10T14:40:05+10:00September 11th, 2018|

Average annual electricity bills in Australia hover around $1,600 per state, even hitting as high as almost $2,000 in South Australia. For example, a family of five’s average annual electricity bills can climb to as much as $2,576.28. Our varying Aussie climate coupled with a growing population places increased demand on energy use.

20% of retirees will run out of money!

2018-08-05T21:49:05+10:00July 2nd, 2018|

Research shows about 20% of retirees are spending their super at ‘unsustainable’ levels. What does that mean? It means about one fifth of us will most likely outlive our retirement savings. This percentage is predicted to rise as more of us enter retirement! Recent research shows 54% of pre-retirees (55 and over) are financially unprepared for retirement and only 8% are financially prepared.

The real world… Life after graduation

2018-08-05T21:48:49+10:00June 13th, 2018|

Congratulations! There you are in your cap and gown, degree in hand. This is what you’ve been working towards these past few years. So… what’s next? Completing tertiary study can be both the most exciting AND daunting time of a graduate’s life. Some may head off for post-study travel (read our article about ‘debt lag’!) but for most, graduation marks the transition to their chosen career and first step into the ‘real world’.

Coffee addiction! Can it be tamed?

2018-08-05T21:48:16+10:00June 13th, 2018|

Coffee is an essential part of daily life for many of us with caffeine often referred to as ‘the world’s most popular drug’. You only have to look around at the explosion of cafés and coffee trucks over the past 20 years to gauge its popularity. If you’re a traveller you will know coffee in Australia is some of the best in the world and our baristas are often seen as world leading in their profession.

Are you suffering from debt lag?

2018-08-05T21:48:03+10:00June 13th, 2018|

Aussies are a nation of international travellers. In fact, during 2016 a record breaking 10 million residents left Australia to travel overseas on a short term basis. That’s 41 out of every 100 of us! We often hear people say “no matter where you travel overseas you’ll run into an Australian”. You can see why!