Finance

Things you probably didn’t know about credit cards – but should.

2019-01-17T11:02:53+10:00December 3rd, 2018|

Although credit card interest rates are generally higher, a credit card debt can be short term and doesn’t necessarily mean interest charges - if you pay the balance you owe off in full each month. However some of us don’t use them like that. Here are some good reasons to rethink how you use them – or whether you use them at all.

Who owns your extra mortgage payments?

2018-10-10T14:39:49+10:00October 10th, 2018|

According to a recent Household Financial Comfort Report more Australians are feeling strapped for cash and are being forced to dip into their savings to cover the rising cost of living. Perhaps you have been making additional mortgage payments to help you manage the ups and downs of life’s expenses and drawing on them when life gets tough or your circumstances change.

Gen Y is now the leader of the pack

2018-08-05T21:45:17+10:00March 8th, 2018|

We’ve all seen the headlines – ‘Housing affordability crisis’, ‘Will Gen Y ever own a home?’, ‘Young buyers turn to bank of mum and dad’ etc. Yet despite media reports of an ’affordability crisis’ in the Australian housing market, recent research shows that one in every five Australians owns an investment property – an increase of 3% since 2015.